Fresh Lead

First-time car buyer programs are designed to help car buyers without a credit history — and those with a thin credit history — get into their first vehicle. These programs typically have less stringent credit requirements than traditional auto loans, but approval is not guaranteed. If you’re interested in a first-time car buyer program, research vehicles in advance, create a budget and ask about any additional fees before applying. First-time car buyer programs are designed to help car buyers without a credit history  How do first-time car buyer programs work? Although first-time car buyer programs are easier to qualify for, approval is not guaranteed — it is still possible to be denied. So if you do not get approved, you may need to look into other options such as cosigners, secured credit cards and checking accounts. What are the requirements for a first-time car buyer program? First-time car buyer programs vary by lender and manufacturer, so requirements can change. However, th...

Mukesh Ambani , in full Mukesh Dhirubhai Ambani, (born April 19, 1957, Aden, Yemen), Indian business mogul, chairman and managing director of the Indian conglomerate Reliance Industries Limited (RIL), the foremost company of the Indian energy and materials conglomerate Reliance Group. Mukesh Ambani Ambani was one of four children of Dhirubhai Ambani, who first worked as a gas station attendant. Because of the increasingly unstable political climate in Aden, where Mukesh was born, the family relocated in 1958 to the Bhuleshwar neighbourhood of Bombay (now Mumbai), where they lived in a chawl (a communal building that commonly features low-rent two-room apartments). In the same year, Dhirubhai and a cousin founded the Reliance Commercial Corporation, which grew into RIL from a commodities-trading business that they initially operated out of a one-room rental space. Ambani earned a bachelor’s degree in chemical engineering from the University of Bombay (now the University of Mumbai) and s...

Personal growth was the focus of some apps that finished on top. Questt, an app that makes studying fun even while it uses data to help the process, and Shopsy , a hypervalue e-commerce app from Flipkart, are the big winners in tech giant Google’s selection of the best apps from India in 2022.  L to R: Logo of Questt, Shopsy Shopsy won the User’s Choice App of 2022 award, from among the options available on Google PlayStore while Angry Birds Journey was the winner for best game of the year in the user’s choice section. The Google Play winner of the best app 2022 (editor’s choice) was Questt, which uses artificial intelligence to personalise education, including the gamifying of the learning experience for students. While Shopsy led the category of the best app for everyday essentials,  the rise of ultra-fast delivery in 2022 saw an increase in the popularity of apps like Zepto (a Mumbai startup which promises 10-minute delivery of groceries) and BlinkIt (formerly called Grofe...

The previous 17 presidencies of the G20 delivered significant results — ensuring macro-economic stability, rationalising international taxation, and relieving the debt burden on countries, among many other outcomes. We will benefit from these achievements, and build further upon them. However, as India assumes this important mantle, I ask myself — can the G20 go further still? Can we catalyse a fundamental mindset shift, to benefit humanity as a whole? I believe we can. Our mindsets are shaped by our circumstances. Through all of history, humanity lived in scarcity. We fought for limited resources, because our survival depended on denying them to others. Confrontation and competition — between ideas, ideologies and identities — became the norm. Illustration: Binay Sinha Unfortunately, we remain trapped in the same zero-sum mindset even today. We see it when countries fight over territory or resources. We see it when supplies of essential goods are weaponised. We see it when vaccines a...